1999 Ford F-150 XL 2 door Truck (Regular Cab)

Learn about the Ford F-150 full-size pickup truck. See the engine specifications, gas mileage, price, and MSRP. Research Ford XL warranty features and Ford Credit lending options.

Looking for a Ford F-150?

Find your perfect ride. Choose from thousands of vehicles. Your F-150 XL may be waiting for you.

Home » Vehicles » 1999 Ford F-150 XL 2 Door Regular Cab SB 4.2L 6-Cylinder naturally aspired 5M

The products and offers that appear on the website are from respective partners, companies, and third-party advertisers from which we receive compensation. This compensation may impact how and where products appear on this site including the order in which they appear. This site does not include all financial products or companies or all available product offers. Learn more about our partners and how we make money

Details About the 1999 Ford F-150 truck (regular cab)

The 1999 Ford F-150 is manufactured under the Ford automobile brand. It is classified as a full-size pickup truck and comes with a truck (regular cab) body. This 2 door truck (regular cab) has rear wheel drive with a 5-speed manual transmission. The Ford F-150 is primarily domestic from the country of United States. The Ford vehicle line is a subsidiary motor vehicle brand held by Ford Motor Company.

Thinking about changing vehicles?

Looking for a new car? Check out Ford F-150 truck (regular cab) listings. Browse extensive inventories to find the vehicle that is right for you!

1999 Ford F-150 XL 2 Door Regular Cab SB 4.2L 6-Cylinder naturally aspired 5M 1

Introduction to the 1999 Ford F-150 XL

The Ford F-150 is available in a number of trim levels and spec packages including the 1999 Ford F-150 XL 2 Door Regular Cab SB (4.2L 6-Cylinder naturally aspired 5M). This variation of the F-150 truck (regular cab) features the XL 2 door Regular Cab SB with a 4.2L 6-cylinder naturally aspired 5M on the Ford F-150 platform. The F-150 XL trim can integrate automobile enhancement packages depending on the origin of the automobile and the production generation.

Ford F-150 XL Prices and MSRP

Are you interested in driving a 1999 Ford F-150 XL? The recommended MSRP is noted at $ and related Kelly Blue Book values are generally lower. Used vehicle quotes are based on the year, make, style, and other details. Ford F-150 sale prices can increase outside of these ranges due to contributing factors like increased demand, restricted availability, and auto industry scarcity. During 2021, car, truck, and SUV quotes and affiliated motor vehicle equity rose due to widespread chip scarcity and supply chain limits. This triggered tension on the car marketplace with older used vehicle equity passing up the value highs previously solely seen by brand-new automobile sales.


Trim & Style: XL 2 door Regular Cab SB with a 4.2L 6-cylinder naturally aspired 5M

Made In: United States

F-150 XL Performance and Engine

The performance specifications and efficiency of your vehicle’s engine matter a lot. For instance, if you are towing a load or small trailer with a truck. The efficiency, specifications and capacities of your engine pulling bundle matters a lot. Your 0 to 60 time, quarter mile time, and engine can lead to more bragging rights if you are taking your sports car out for a track day. On the other hand, if you are looking for a smaller economical car to drive as an everyday driver, you might not care what is under the hood if it is efficient and the engine runs well.

Ford Automobile Additional Info

The 1999 Ford F-150 can come along with a number of various performance bundles and engine alternatives. This specific Ford vehicle includes the 4.2 gas engine with a rear wheel drive drivetrain.

Engine:Horsepower: 205
Doors: 2 doorTransmission: 5-speed manual
Drive Type: rear wheel driveFuel: regular unleaded
MSRP: $Manufactured: United States
Data comes from dealer network APIs but is not endorsed or certified by any dealer.
1999 Ford F-150 XL 2 Door Regular Cab SB 4.2L 6-Cylinder naturally aspired 5M 2

Fuel Economy and MPG

Having knowledge of gas mileage and fuel economy are vital things when it involves shopping for a Ford F-150. Other than the sales price of the motor vehicle, the fuel expense is generally the next most expensive factor when it concerns motor vehicle ownership. The 3rd most expensive factor is heeding the suggested manufacturer’s service schedule and performing preventive upkeep.

The U.S. Environmental Protection Agency or EPA offers estimates into gas mileage (MPG) and how many miles a motor vehicle can economically drive per a gallon of fuel consumed on city streets and on the highway. MPG is dependent on Ford F-150 engine type, efficiency, operation altitude, and other things like aftermarket customizations, but it provides a pretty good standard for fuel consumption.

For the 1999 Ford F-150, the EPA quotes drivers will get about 15/20 MPG while driving on city streets and while driving on the highway. These values are different since city driving involves navigating town roadways, traffic control devices, stop signs, and other things which make the Ford F-150 to stop and start more often. On the highway, the Ford F-150’s engine and fuel efficiency can be extended, achieving a better MPG ranking.

Comparing Car MPGs

Check out how your existing car, truck, or SUV compares to the fuel effectiveness of the 1999 Ford F-150. Use the gas mileage comparison calculator to see how many more miles you could drive and costs related to fuel. Can you save cash by driving this Ford F-150 or will it cost you more gas money to drive?

MPG: 15/20 MPG (city/Highway)

Compare Other vehicle MPGs

How to Finance Your F-150 XL

Finding financing for your 1999 Ford F-150 truck (regular cab) can be a good way to get into the motor vehicle of your dreams while paying it off over the course of several years by making regular monthly payments. Car buyers begin the car shopping journey by searching for the vehicle model they prefer to get. Next, you need to figure out the amount you will finance by calculating the difference between the out the door price of your brand new Ford F-150 and the amounts of your deposit on the car and any trade-in value or credit from your existing car. Take away these values from the new automobile’s value.

This will give you the amount of money you need to finance your 1999 Ford F-150. Check with different lenders to see qualified financing deals. These deals will be based on your credit ratings, client profile, and credit history. It is excellent to compare financing rates from numerous lenders (examining deals with 3-4 lending institutions is great). Doubling inspecting the competing offers will assist you get the best funding offer possible on your Ford car.

To finish off your F-150 finance, you need to do several things including having an approved credit history, meeting lender guidelines, and meeting car finance requirements. Before you apply, try to have a credit score of over 600 (non-prime credit classification) when trying to buy a recent model motor vehicle. Credit scores in the 500s (subprime category) may be acceptable for older used motor vehicle financing. Improving your credit score is important considering that your rating can directly impact your given lending rates throughout the new loan offering process.

Other lender requirements involve making a minimum level of income monthly and fulfilling residency requirements by residing in a region the loan provider services for a specified period of time, like several months. In the nonprime credit classification of 601 to 660 scores, loan providers might require a month-to-month income of $1,600 to $2,000. Subprime lenders in the 501 to 600 credit history typically have similar requirements. Finally your motor vehicle needs to meet basic auto finance requirements like being newer than 10 years old and having no more than 100,000 miles with favorable vehicle equity.

Ford F-150 Refinancing

Refinance your Ford F-150 XL truck (regular cab). Learn how you can save money by adjusting your current loan.

Find Ford F-150 Insurance

Learn about insurance and see coverage options for your Ford F-150. Bundling your insurance can save you money.

About Ford Credit

Ford Credit is Ford’s in-house monetary support services branch. They provide many financing options if you are considering buying a newer motor vehicle from one of the auto brands car dealerships. The rewards and offers can include financing offers like 0% APR for 60 months and 6.9% stand alone APR for 84 months (based on the down payment). Ford Credit can even supply lease deals and rewards like 10,500 yearly miles for 39 months with a set dollar amount due at finalizing.

Finding Funding for Your F-150 XL

It is essential to know how much you can afford to pay for your new 1999 Ford F-150. When tracking your individual expenditures, you may want to compare and contrast your finance offers from various lenders. This step is crucial not only for motor vehicle budgeting but also for your personal finances. Checking loan numbers with a financing calculator is one of the fastest ways to rapidly see your approximated car payment.

How Much is the Monthly Car Payment to Buy a Ford F-150 XL?

Ever wonder how much money it would be to sign a motor vehicle loan on a 1999 Ford F-150? Here is an estimate you can use to start the research! The answer to the automobile payment estimate question depends on a couple of calculations. The monthly car payment on a Ford F-150 XL is found by taking into account your deposit, auto loan interest rate, loan term, credit score, trade in-value, and various variables. Details like the sales tax on the F-150 XL also must be considered. Now, we are ready to find the estimated payment. Because the manufacturer’s suggested retail price or MSRP is $, a typical motor vehicle payment for a brand-new F-150 may be close to $-.

This can be estimated by utilizing the MSRP minus a 10% down payment with a car or truck loan interest rate of 5% over a 48 month term. Keep in mind it does not take into account crucial information like sales tax. Simply use this information for research purposes only. Keep in mind this is what it may cost if you purchased the 1999 Ford F-150 “new” based upon the MSRP. With used vehicles, there is a significant probability the monthly auto payment will be considerably varied. You can check more quotes with different numbers and percentages using a car payment calculator.

Estimated Monthly Payment


Involved Payment Factors

Down Payment: 10% (estimated payment)
Loan Interest Rate: 5% (average rate)
Car Loan Term: 72 months (varies by offer)

Note: This estimated payment does not include other factors and costs like sales tax which would normally be included in actual payment estimate.

1999 Ford F-150 Refinancing

Refinancing your Ford F-150 is also a choice to keep in mind after you have made a number of your preliminary regular monthly car or truck payments. The original lending institutions you initially financed through frequently have benefits and offers which end or are front-weighted. For instance, offers like cash back reimbursements and 0% APR financing discount rates might start losing their effectiveness or benefit after 6 to 12 automobile payments.

When refinancing is a timely option to consider, thoroughly check out the terms and conditions of your financing contract and check the details to see if proceeding with the refinance can help you. Refinancing helps you to find a new loan for your automobile unpaid debt with a new lender effectively improving your current loan’s APR and term. If your financing scenario has declined because you secured financing for your Ford F-150 or if your original APR and term are not favorable to you, think about refinancing. You can normally save additional dollars on your month-to-month car payments by refinancing your loan.

Ford F-150 Vehile Insurance Policies

Having an automobile insurance policy insurance coverage for your Ford F-150 is a must have. Getting the ideal coverage and plan for you may help pay for expenses associated with motor vehicle crashes, auto theft, and additional damage to your truck, SUV, or car. Not only can the policy assist you in fixing the damage from an automotive accident or striking an object, but holding valid insurance is often a legal requirement to drive a car on the roads in a lot of states and counties in the US. The most effective automobile insurance plans and associated coverage are often comprehensive collision coverage which helps you repair crash-related damage to your Ford truck (regular cab) and cover non accident-related damage from lots of things like inclement weather, storms, wildland fires, vandalism, and wild animal strikes in addition to automobile collisions. Insurance coverage can even help you repair the 4.2L engine in your truck (regular cab) along with other mechanical components and parts. The amount you spend for the policy coverage can vary and is frequently based upon the year of your car. If you drive the 1999 XL, this will be factored into your regular monthly insurance payments. Find out more about insurance coverage and protect your Ford F-150 XL 2 door Regular Cab SB with a 4.2L 6-cylinder naturally aspired 5M.

1999 Ford F-150 XL 2 Door Regular Cab SB 4.2L 6-Cylinder naturally aspired 5M 3

Where to Purchase a Ford F-150 XL

There are a lot of factors to think about when it comes time to buy a car. You want to get the right make and model that fits your needs along with handling an automobile payment that fits into your budget plan. There are a lot of options out there for searching for used and new vehicle stock, so it can be difficult to know where to begin your car buying journey. Try Carvana.

Shop for a Ford F-150

F-150 XL Safety, Warranties, and Features

Warranty and Maintenance Coverage

We typically think about branded factory warranties when it pertains to having a premier maintenance plan for your new car. These factory warranties consist of traditional protections like a limited 3 year duration or 36,000 mile bumper-to-bumper manufacturer’s warranty and a 5 year in duration or 60,000 mile powertrain warranty. These annual durations start from the initial date of sale to the initial truck or car’s owner.

Additional manufacturer factory motor vehicle service warranties are also available based on the engine type of the automobile. For example, brand-new SUVs, trucks, or cars with diesel engines can include a manufacturer 5 year duration or 100,000 mile powertrain manufacturer’s warranty. Hybrid motor vehicles and electric vehicles (EVs) often come with unique warranty plans like a 8 year or 100,000 mile guarantee.

There are also extended car and vehicle service plans (VSPs), Certified pre-owned (CPO) protection, and additional guarantee protection alternatives available outside of the producers original factory programs. VSPs provide maintenance service plans with supplemental protection for a vehicle’s parts in the event your motor vehicle deals with a large mechanical breakdown. These are great choices to look into when purchasing a used motor vehicle.

CPO guarantees frequently add coverage for extra years with a time and mileage limitation like 2 years or 80,000 miles on the car. Cars, trucks, and SUVs that hold CPO status undergo an extensive pre-owned examination by qualified brand technicians which adds additional guarantee years. CPO vehicles normally cost more than similar used autos , however, they could be worth it for coming with the security that the car you are shopping for is mechanically healthy.

Other coverage options include prepaid motor vehicle upkeep plans from motor vehicle dealers. These plans fix the parts, services, and labor that pertain to the advised producer’s service schedule. You will identify these line items and associated mileages specified in the automobile owner’s guide.

F-150 Warranty Types

Factory Warranty: A factory warranty is what you might think of when it comes to the basic idea of a “car warranty”. These types of guarantees most often come with brand-new cars and trucks and are one of the easiest and most affordable ways to protect your vehicle – warranty wise considering that the brand-new vehicle might cost more than a used one leading to less affordability.

Drivetrain Warranty: A drivetrain warranty covers the systems and parts which “drive” the car forward. The parts of the drivetrain can contain the axles, driveshaft, transmission, engine, exhaust manifolds, wheels, and related parts. The warranty also usually includes internal engine parts like seals, gaskets, and other rubberized components. A drivetrain service warranty is also another term for a powertrain warranty and may cover similar elements depending upon the manufacturer’s definitions and warranty terms.

Roadside Warranty: A roadside warranty helps you when you are stranded or breakdown on the road. This service warranty for the Ford F-150 XL consists of basic support services like towing, blowout fixing or replacement, dead battery help and jumpstarts, lockout assistance, fluid and fuel transport and delivery, and other similar services. A roadside service warranty resembles roadside assistance, however it is included with the brand-new motor vehicle from the car manufacturer and not an add-on product through insurance or a vehicle service contract (VSC).

Rust & Corrosion Warranty: A rust and corrosion warranty helps to guard the body, materials, and frame of the car. Car manufacturers include this anti-corrosion warranty with new cars and trucks to help fix damage caused by caustic liquids, substances, and chemicals.

Ford F-150 Factory Warranty Coverage

Factory Warranty:Drive Train Warranty:
Roadside Warranty:Rust & Corrosion Warranty:
Data comes from dealer network APIs but is not endorsed or certified by any dealer.

Ford F-150 XL Factory Options

In order to appeal to a broader range of consumers who are interested in the 1999 Ford F-150 XL, a few different trim levels are provided. A lot of auto manufacturers supply various alternatives for their automobiles. This includes Ford Motor Company who makes the F-150 model. These options can consist of things like assorted paint shades, wheel dimensions, or bundles that include features like a sunroof or entertainment system. Delivering these alternatives allows suppliers to attract diverse types of car buyers and enables them to move larger volumes of vehicles.

These factory options permit consumers to select a car which meets their needs and can include different attributes that they might want in their vehicle. Some auto suppliers may provide things like a variety of various engines, trim lines, as well as performance packages to choose from, while others might offer a wide range of exterior colors or interior trim levels or colors. The options that are offered are going to vary across car manufacturers, makes, and models, so do your research when you are searching for a vehicle with specific options like heated seats or third occupant seats.

By making the effort to investigate the various alternatives that are offered, you, as the customer, can ensure that you are getting precisely what you want in your new vehicle. This truck (regular cab) by F-150 comes geared up from the vehicle producer with several basic trims and options. They include options like the and other standard features.

1999 Ford F-150 XL 2 Door Regular Cab SB 4.2L 6-Cylinder naturally aspired 5M 4

Ford F-150 Common Questions

Have questions about the Ford F-150 XL? Get answers to frequently asked FAQs. It is very important to know what you are getting into with your vehicle purchase and research the specific details. Check out the car specifications and be aware of how the monthly car payment on a car can change your financial situation. These FAQs can help you understand the capabilities of the vehicle along with miles per gallon, weight, horsepower, and engine capabilities.

What is a Ford F-150 XL?

The Ford F-150 is a vehicle line produced by Ford Motor Company. The XL is a specific package of the Ford F-150 lineup. The vehicle is categorized as a full-size pickup truck.

How much does a Ford F-150 XL cost?

The Ford F-150 XL costs around $.

What is the car payment to buy a Ford F-150 XL?

The monthly car payment on a Ford F-150 XL depends on your down payment, car loan interest rate, term, credit score, trade in-value, and other factors. Things like sales tax on the F-150 XL also need to be considered. Since the MSRP is $, the average car payment for a new F-150 could be around $-. This can be estimated by using the MSRP minus a 10% down payment with a auto loan interest rate of 5% over a term of 48 months. Keep in mind these factors will vary depending on your qualifying loan rates and lending offers. You can check additional estimates with varying numbers by using a car payment calculator.

Can I lease a Ford F-150 XL?

You may be able to lease a Ford F-150 XL through an auto loan lender or financial institution.

Can I refinance my Ford F-150 XL?

You may be able to refinance your Ford F-150 XL depending on your credit score and financial situation. To learn more about lenders who offer vehicle refinancing and car loans, check out the best auto refinance companies.

Where can I buy a Ford F-150 XL?

Try searching car dealers like Carvana for a Ford F-150 XL. They often have good deals on recent vehicles and may also have a similar Ford F-150 in their inventory.

How far does the Ford F-150 XL go on a single tank of gas?

The Ford F-150 XL can usually travel around 375.0/500.0 miles miles on a full tank of gas. This range is dependent on driving conditions, vehicle maintenance, and other roadway factors.

Does the Ford F-150 have good gas mileage?

Ford F-150 gets an EPA estimated 15/20 MPG miles per gallon (MPG) on the city/highway roads. The combined MPG is 17 MPG. Understanding if this is a good gas mileage depends on what you are comparing the vehicle to. You can use our Gas Mileage Comparison calculator to see MPG estimates between vehicles with different MPG ratings along with destinations.

What kind of gas mileage does the Ford F-150 get?

The Ford F-150 gets 15/20 MPG (city/highway) MPG per the Environmental Protection Agency or EPA. The combined MPG rating is 17.

What type of gas does a Ford F-150 use?

The Ford F-150 uses the regular unleaded fuel type.

How much gas does the Ford F-150 gas tank hold?

The gas tank in the Ford F-150 holds 25 gallons of gas.

What type of vehicle is the Ford F-150 XL?

The Ford F-150 with the XL package is a full-size pickup truck.

What is the towing capacity of a Ford F-150?

The Ford F-150 has a towing capacity of 7,500 pounds.

How much horsepower does a Ford F-150 have?

The Ford F-150 has a horsepower rating of 205HP.

What kind of engine does a Ford F-150 XL have?

The Ford F-150 XL comes with a 4.2L V6 5-speed manual engine.

What type of drivetrain does a Ford F-150 XL have?

The Ford F-150 XL features a rear wheel drive drivetrain.

What kind of transmission does a Ford F-150 come with?

The Ford F-150 XL comes with a 5-speed manual transmission.

Where is the Ford F-150 made?

The Ford F-150 XL is made in the United States by Ford Motor Company.

Is the Ford F-150 domestic or imported?

The Ford F-150 is a domestic vehicle.

What car company makes the Ford F-150 XL?

The Ford Motor Company is the auto manufacturer which produces the Ford F-150 XL.

How much does a Ford F-150 weigh?

The Ford F-150 XL has a gross vehicle weight of 5,600 pounds and a curb weight of pounds. Learn more about how a vehicle is weighed.

What kind of warranty does the Ford F-150 come with?

The Ford F-150 XL can come with a few warranties from the manufacturer including a drivetrain warranty, a roadside warranty, a anti-rust warranty, and a maintenance program.

Related Vehicles

Ready To Start The Refinance Process?

Start by connecting with lenders**.